Intended for all types of expenditures
A flexible multi-purpose loan sized to your paid-up share capital, with a maximum payment term of 60 months.
Eligibility & Terms
85%–200% of Your Share Capital
Loanable amount scales with your paid-up share capital, capped at ₱600,000.
12 to 60 Months to Pay
A fixed 12-month term with no co-maker required, or up to 60 months with at least 4 co-makers.
12% per Annum, 2% Service Charge
Service charge is capped at ₱2,000.
*Rates can go up and down depending on economic and market conditions.
Computation Summary
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Why Choose This Loan
Socialized MPL Benefits
A flexible loan sized to you, with fair, transparent charges at every step.
Sized to Your Share Capital
Borrow 85% to 200% of your paid-up share capital, capped at ₱600,000.
Fair, Disclosed Service Charges
2% of loan amount, capped at a fixed ₱2,000.
Up to 60 Months to Pay
A fixed 12-month term, or up to 60 months with co-makers.
No Co-Maker Up to 85% of Share Capital
An accessible entry point for borrowing members.
Use It for Any Purpose
Intended for all types of expenditures, no restrictions.
Backed by Your Cooperative
A trusted, member-owned institution behind every loan.