Save flexibly with Regular Savings
Open to all Fairchild Cooperative members. Deposit any amount through salary deduction or over the counter, earn tax-free interest, and withdraw anytime — no lock-in required.
Account Highlights
Higher interest rate at 4% per year.
May deposit any amount thru salary deduction or over the counter.
Can be withdrawn anytime.
Tax free and no other charges.
₱1,000 monthly maintaining balance.
*Rates can go up and down depending on economic and market conditions.
Regular Savings
Total Deposits Made
₱61,000.00
Starting balance plus all monthly deposits over 5 years.
Regular Savings
Interest Rate
4.0% p.a.
Fixed rate, tax-free and compounded annually.
Regular Savings
Total Interest Earned
₱6,620.77
Tax-free interest earned over 5 years.
Regular Savings
Estimated Ending Balance
₱67,620.77
Total deposits plus all compounded tax-free interest earned.
Interest is computed on the average daily balance and credited to the account annually. Funds can be withdrawn anytime — no other charges apply, provided the account maintains at least ₱1,000 per month.
Why Choose Regular Savings
Regular Savings Benefits
Flexible, everyday savings you can access anytime — backed by a cooperative you can trust.
4% Annual Interest
A solid return on funds you may need anytime.
Withdraw Anytime
No lock-in period — access your money when you need it.
Deposit Any Amount
Save through salary deduction or over the counter.
Tax-Free, No Hidden Charges
Keep every peso of interest you earn.
Backed by a Trusted Cooperative
Your everyday savings, protected by a member-owned institution.
Low ₱1,000 Maintaining Balance
An easy requirement to keep your account active.